Guiding you home.

Protecting you & your loved ones.

Life is an intricate tapestry of moments, relationships, and dreams. At Habitage, we understand the profound importance of safeguarding the well-being and financial security of those you care about. Our Insurance services are designed to provide you and your loved ones with a comprehensive safety net, ensuring that the legacy you’ve built is protected and cherished, even in unforeseen circumstances.

Protecting your loved ones' financial security.

The primary purpose of Life Insurance is to provide a financial cushion for your loved ones in the event of your passing. At Habitage, we go beyond the numbers to understand the unique aspects of your family dynamics, future aspirations, and financial obligations.

Our Life Insurance policies offer coverage for funeral expenses, outstanding debts, and income replacement, ensuring that your loved ones have the financial support they need during a challenging time. By addressing these critical aspects, our goal is to provide your family with the peace of mind and stability they deserve.

Critical Illness Cover — Guarding against uncertainty.

Life is unpredictable, and unexpected health challenges can pose significant financial burdens. At Habitage, we understand the importance of being prepared for the uncertainties that may arise due to critical illnesses. Our Critical Illness Cover is designed to provide you with financial protection and peace of mind during challenging times, allowing you to focus on your recovery without the added stress of financial concerns.

Comprehensive coverage for a range of critical illnesses.

Habitage’s Critical Illness Cover offers comprehensive protection against a range of critical illnesses, including but not limited to cancer, heart attack, stroke, and organ failure. The coverage is designed to provide a lump-sum payment upon diagnosis, allowing you the flexibility to use the funds as needed, whether for medical expenses, rehabilitation, or other financial obligations.

Our goal is to ensure that you have the financial means to access the best possible medical care and focus on your recovery without the added stress of financial uncertainty. The lump-sum payment can serve as a financial cushion, allowing you to make decisions based on your health needs and not solely on financial constraints.

Income Protection — Ensuring financial stability.

Income is a vital aspect of our lives, supporting our daily needs, lifestyle, and financial goals. However, illness, injury, or unexpected circumstances can jeopardize our ability to earn a steady income. Habitage’s Income Protection is crafted to address this vulnerability, offering you a source of financial support when you need it the most.

Our approach goes beyond traditional insurance; it involves understanding the unique dynamics of your income, occupation, and financial commitments. Whether you’re a professional, business owner, or self-employed, our Income Protection solutions are tailored to provide you with a comprehensive safety net.

Tailored solutions for your unique situation.

We understand that each individual’s financial situation is unique. Our experienced insurance advisors work closely with you to tailor Income Protection solutions that align with your specific needs and circumstances. Whether you have dependents, specific financial goals, or variable income, we take the time to understand your priorities.

Our goal is to provide you with a personalized Income Protection plan that offers the right level of coverage and support. We explain the details of the policy, ensuring that you have a clear understanding of the benefits and conditions. With a customized approach, you can have confidence in the financial security that Income Protection can offer.

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A few words from our happy clients.

We would like to take this opportunity to thank Mr Subash Pun and the Habitage Mortgage Team for providing outstanding service and support on our re-mortgage application. Buying a house and remortgaging has been so easy with the help of Subash Bhai as he has been so exceptional and very responsive throughout the process. The entire team were very helpful, efficient and professional. We are really pleased with your service that's why we return to you year after year. We've already recommended you to our friends and families and will continue to do so. Thank you and best wishes to Subash and the Team.
by Bijay Gurung
Best assistant Mortgages Team throughout the whole process. Subash, Ashim, and Biraj Bhai, you guys have the best customer service I feel during my mortgage. I will recommend Habitage Mortgage Team to all my known people. Thank you again.
by Kazi
Mr Subash Pun and his team helped us through a tricky remortgage. Their service and communication were nothing less than stellar. We would have no hesitation in recommending Habitage Mortgage and the service they provide. Worth every Penny!
by Khum Garbuja

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