Guiding you home.

Navigate your Mortgage journey with Habitage.

A holistic approach.

At Habitage, we understand that the decision to secure a mortgage is not merely a financial transaction; it’s a pivotal chapter in the story of your life. Our commitment to your mortgage journey extends beyond the conventional role of a brokerage firm. We embrace a holistic approach, combining expertise with empathy to ensure that each step aligns seamlessly with your aspirations and financial well-being.

Empowering First-Time Buyers: Your homeownership odyssey begins.

First-time buyers embark on a unique odyssey—one filled with excitement, anticipation, and, at times, a touch of uncertainty. At Habitage, we see ourselves as your guides, helping you navigate the intricacies of the property market and mortgage process. Our Mortgage Advisors take the time to understand your dreams, financial capacity, and preferences, ensuring that the mortgage solutions we present are not just suitable but empowering.


Beyond the numbers and paperwork, we strive to instil confidence in your decision-making. We decode mortgage jargon, demystify government schemes, and provide a clear roadmap to your first home. Because, at Habitage, we believe that the journey to homeownership should be as memorable as the destination itself.

Remortgage: A financial remix for new beginnings.

Remortgaging is more than a financial transaction; it’s an opportunity for a fresh start. Whether you’re looking to secure a better interest rate, release equity, or consolidate debts, Habitage is here to help you orchestrate a financial remix that aligns with your current circumstances and future goals.

Our Mortgage Advisors conduct a thorough analysis of your existing mortgage terms, presenting you with viable options that suit your evolving needs. Through transparent communication and personalized advice, we aim to make the remortgaging process a smooth transition, allowing you to unlock financial opportunities and embark on the next chapter of your life with confidence.

Buy to Let: Your venture into property investment, simplified.

Investing in property is a journey that holds the promise of financial growth and security. The Buy-to-Let market, with its unique dynamics, requires strategic thinking and careful planning. At Habitage, we offer more than just mortgage solutions; we provide guidance to help you navigate the nuances of property investment successfully.

Our Mortgage Advisors collaborate with you to understand your investment goals, assess potential rental yields, and tailor a mortgage strategy that aligns with your aspirations. Whether you’re a seasoned property investor or venturing into this realm for the first time, our commitment is to empower you with the knowledge and support needed to make informed decisions and build a flourishing property portfolio.

Seamless Home moves: Transitioning with confidence.

Moving homes is a significant chapter in life, marked by both excitement and logistical challenges. Habitage’s Home Mover services are designed to alleviate the stress of transitioning to a new property, allowing you to focus on the joy of creating a new home.

Our Mortgage Advisors work in tandem with you, assessing your current mortgage, exploring suitable options for the new property, and providing guidance that ensures a seamless transition. Whether you’re upgrading, downsizing, or simply seeking a change of scenery, our goal is to be your trusted ally, ensuring that your move is not just a change of address but a step towards a brighter and more comfortable future.

Read from our Blog

Below are some of our latest hand-picked and curated articles to help you on your property journey.


A few words from our happy clients.

We would like to take this opportunity to thank Mr Subash Pun and the Habitage Mortgage Team for providing outstanding service and support on our re-mortgage application. Buying a house and remortgaging has been so easy with the help of Subash Bhai as he has been so exceptional and very responsive throughout the process. The entire team were very helpful, efficient and professional. We are really pleased with your service that's why we return to you year after year. We've already recommended you to our friends and families and will continue to do so. Thank you and best wishes to Subash and the Team.
by Bijay Gurung
Best assistant Mortgages Team throughout the whole process. Subash, Ashim, and Biraj Bhai, you guys have the best customer service I feel during my mortgage. I will recommend Habitage Mortgage Team to all my known people. Thank you again.
by Kazi
Mr Subash Pun and his team helped us through a tricky remortgage. Their service and communication were nothing less than stellar. We would have no hesitation in recommending Habitage Mortgage and the service they provide. Worth every Penny!
by Khum Garbuja

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